Healthcare Guide

From coverage to care

Start with provincial health coverage, then find primary care, clinics, and urgent options.

Find care near you

Search nearby healthcare options based on your location.

When to use the emergency room

Open in Maps

For life-threatening or severe symptoms that need immediate care.

  • Severe chest pain or breathing issues
  • Loss of consciousness or heavy bleeding
  • Major injury or suspected fracture

What provincial insurance covers

Typical services covered by provincial health insurance.

  • Emergency room and hospital care
  • Family doctor and specialist visits when medically necessary
  • Essential tests (lab work, imaging, diagnostics)
  • Surgeries and in-hospital treatment

Not covered by provincial insurance

These usually require out-of-pocket payment or extra insurance.

  • Dental care and orthodontics
  • Vision exams and corrective eyewear
  • Prescription drugs outside hospitals and some devices
  • Physiotherapy, massage, and other extended care

Provincial health insurance guide

Each province has its own steps and timelines.

  1. Check your province's health insurance website
  2. Prepare documents and apply online or in person
  3. Receive your health card and confirm waiting periods

Coverage and waiting periods vary by province.

Healthcare | Essential Services | Hellomark